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Peer To Peer Lending: Earning Interest Tax-Free

Peer To Peer Lending: Earning Interest Tax-Free With the introduction of the Lifetime ISA (LISA) for 18-39 year olds as of April 6, 2017, the Innovative Finance ISA (IFISA) is no longer the baby of the ISA family for peer to peer lending. However, it’s still the least understood with regards to general savings and […] Read More

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Alternative Assets Will Double in Size by 2025

Alternative Assets Will Double in Size by 2025 Substitute asset classes specifically real assets, private equity, and private debt will more than double in volume, reaching $21.1trn by 2025, accounting for 15% of global AuM (assets under management) as investors diversify to decrease volatility and aim specific revenue and risk outcomes, according to research by […] Read More

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P2P Lending: Predictions for the Future of SME Lending and Fintech

P2P Lending: Predictions for the Future of SME Lending and Fintech Happy New Year to all Banks lending out loans have historically been critical and unfair towards SMEs in order for them to flourish. But transaction costs for a conventional bank loan for small businesses are viably the same at £1 million as for £100,000. So […] Read More

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Peer-To-Peer Lending: Analysing the Facts

Peer-To-Peer Lending: Analysing the Facts Peer to Peer (P2P) lending is an idea that has been around for many years and the process is fairly simple. There are two parties — the lender and the borrower. The lender has the capital (or funds) accessible for a loan. The borrower has the requirement for the capital and would like […] Read More

Top Peer-To-Peer Lending Platforms for Online Loans

Top Peer-To-Peer Lending Platforms for Online Loans Across the pond… If you have ever approached a conventional bank for obtaining a loan to buy a property or raise finance for your business, you would have understood that it can be an inflexible and long drawn out process. After all that, your application may even be denied. It’s these […] Read More

Can Peer-To-Peer Lending Kill Non-Banking Financial Companies?

Can Peer-To-Peer Lending Kill Non-Banking Financial Companies? Peer-to-peer (P2P) lending is a debt system that permits individuals to acquire or loan funds without involving any official financial institution. While Non-Banking Financial Companies (NBFCs) are financial establishments that offer banking services without meeting the legal definition of a bank. With the emergence of numerous alternative lending platforms, […] Read More

P2P – Innovative Finance ISA (IFISA) Aims 4% Revenue

P2P – Innovative Finance ISA (IFISA) Aims 4% Revenue Octopus has become the most recent provider to offer an Innovative Finance ISA (IFISA) and it is aiming for a four per cent return per year for investors, though this is not guaranteed. The lowest investment level in the peer-to-peer lender is £10 tax-exempt, up to […] Read More

FCA Prepares to Launch a Review on Peer to Peer Lending

FCA Prepares to Launch a Review on Peer to Peer Lending The Financial Conduct Authority (FCA) is preparing to launch an analysis of peer-to-peer (P2P) lending, with the goal of institutionalising practice between platforms to secure investors. The city watchdog has been identifying and analysing issues in the peer-to-peer market after it put out a call […] Read More

LandlordInvest hits £2m mark after finishing biggest loan to date

LandlordInvest hits £2m mark after finishing biggest loan to date Back in July this year, LandlordInvest had finished its biggest credit to date, bringing its cumulative lending to £2m. The peer-to-peer property lender remarked that it had finished a £740,741 bridging loan secured by a private venture property in Wembley, Middlesex for an expert landlord. 56 shareholders […] Read More

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When and How to Run a Crowdfunding / P2P Campaign

When and How to Run a Crowdfunding / P2P Campaign Raising capital is can be challenging, even a test of endurance! However, the emergence of crowdfunding and p2p (peer to peer lending) websites give more options to raising finance and support for new business ventures. These platform works and helps cultivate truly imaginative concepts and new […] Read More