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LendInvest quits the Peer-to-Peer Finance Association (P2PFA)

LendInvest quits the Peer-to-Peer Finance Association (P2PFA) The Peer-to-Peer Finance Association (P2PFA) has affirmed that LendInvest has left the self-regulatory body. The move took after LendInvest’s declaration that it had no short-or medium-term plans to include an Article 36(H) (rules regarding an electronic operating platform) regulated platform to its venture offering. The P2PFA said correspondence of […] Read More

Peer-To-Peer Platforms: FCA Broadens Credit Assessment Regulation

Peer-To-Peer Platforms: FCA Broadens Credit Assessment Regulation The Financial Conduct Authority (FCA) is advising broadening the range of affordability valuations for peer-to-peer platforms (p2p platforms) as part of a more extensive analysis of the high-cost credit segment. A conference brought out by the City regulator stated there was a “gap in the regulatory” administration for P2P […] Read More

Money Management and P2P Lending Could Increase Your Asset

Money Management and P2P Lending Could Increase Your Asset With inflation moving up while interest rates remaining low in the UK — and a number of high-street banks even increasing the possibility of charging business clients to keep deposits —firms’ investment funds may truly be losing worth in real terms. In the previous year, Grant Thornton detailed that British […] Read More

Liverpool School Crowdfunds To ‘Revolutionise’ Maths

Liverpool School Crowdfunds To ‘Revolutionise’ Maths St Francis Xavier’s College in Woolton have so far brought up more than £1,500 in a bid to help alter the way students study the present curriculum. Instructor Kenny Glover started the venture on crowdfunding platform Rocket Fund, which supports schools to integrate the most recent innocation into lessons. More than 80 contributors have sponsored the bid to put Hegarty Maths into the educational programs for every one of the 1,094 students. Funders include former students, parents, staff members, and governors. Hegarty Maths was started by maths educator Colin Hegarty in […] Read More

Crowdfunding: Cider Company Hits Target

Crowdfunding: Cider Company Hits Target Crafty Nectar, a Dorset company that has made a subscription service delivering cider from independent makers to consumers’ entryways, is set to establish another wholesale venture after hitting its crowdfunding funding target on Crowdcube. The company launched its campaign on the crowdfunding platform with a goal of £100,000, offering 16.54% […] Read More

Equity Crowdfunding: Six Things a Startup Investor Can’t Control

Equity Crowdfunding: Six Things a Startup Investor Can’t Control Irrespective of how splendid, sexy-looking a venture opportunity looks, there are certain boxes that you should be ticked and checked before investing your hard-earned cash into any kind of equity crowdfunding scheme. Investing in a new business is not a joke and absolutely not for the weak-hearted. […] Read More

Mark Carney Cautions of Financial Technology (FinTech) Threat to Banks

Mark Carney Cautions of Financial Technology (FinTech) Threat to Banks  Bank of England Governor Mark Carney has cautioned that new fintech could harm the business model of banks as savers move in the opposite direction of conventional moneylenders. Carney explained that competition in the fintech space could decrease dedication “and the stability of funding of […] Read More

P2P Lending Platforms Are Riskier Than Many Realise – Or Are They?

P2P Lending Platforms Are Riskier Than Many Realise – Or Are They? Peer to peer lending has given hope to consumer savers who are seeking a better return on their money. However, it may be perceived as a riskier form of investment. Are the new generation of crowdfunding platforms that have followed peer to peer […] Read More

peer-to-peer-lending-and-crowdfunding-vs-traditional-finance

Peer To Peer Lending and Crowdfunding Vs Traditional Finance

Peer To Peer Lending and Crowdfunding Vs Traditional Finance With the popularity of peer to peer lending or crowdfunding over the last few years, we start to see the pros and cons of investing and borrowing in this sector and naturally compare this to the more traditional financing route, namely the banks. Just look at […] Read More

Peer to peer lending is here to stay but banks will react to threat

Peer to peer lending is here to stay but banks will react to threat The head of the British Business Bank has stated that P2P lending is beginning to have an effect on the SME finance market, yet cautioned that banks would ascend to the competition. Keith Morgan, CEO of the state-backed institution, said: “positive […] Read More