Why not receive a better rate of return on your funds?

Stratosphere peer to peer lending offer lenders different rates of return on their funds that currently starts from 6% depending on the level of risk and type of funding the borrower requires.

In most cases, your money is fully secured against a property (normally on the property being funded). Lenders will require a minimum £1,000 to pledge and of course can lend on more than one deal. Your funds are only required once the total amount the borrower requested has been raised so your funds are held in the ‘project’ client account which we control and manage.

Here’s the workflow for a lender

peer to peer lending lenders workflow

Start now by clicking on the below image and register your details and complete the steps that follow.

For full details, please review the lender terms and conditions.

Prospective Lenders should note that past performance should not be seen as an indication of future performance. The value of a loan and the income from it can fall as well as rise and Lenders may not get back the amount originally loaned. Therefore you should only make investment in unlisted companies which you can afford to lose without having any significant impact on your overall financial position or commitments. Taxation levels, bases and reliefs may change if the law changes and independent advice should be sought. We will not have any liability for any legal, investment or tax issues in connection with any loan you decide to make through our website or from information we have provided to you.

Lender FAQ’s:index

Are you regulated?
Yes we are regulated under the Financial Conduct Authority (FCA) which took effect from 1st April 2014.
Stratosphere Inc. Ltd. Is authorised and regulated by the Financial Conduct Authority (FCA) FRN 723334 and registered with the Information Commissioner’s Office (ICO) Reg. No. ZA037406.

How secure are my funds?
For secured loans, your funds will be secured by a first charge over the asset (usually property), as well as personal guarantees where applicable. We assess and rate each borrower individually so that you can make an informed decision. WARNING: YOUR CAPITAL MAY BE AT RISK.

What are the fees?
There are no arrangement fees for lenders.

More Lender FAQs